Certified Manager of Community Associations (CMCA) Practice Exam

Question: 1 / 400

Which insurance type can provide coverage for damage caused by rising water and mudslides?

Earthquake Insurance

Homeowners Insurance

Flood Insurance

Flood insurance is specifically designed to cover damages caused by rising water and related issues such as mudslides. This type of insurance addresses the unique risks associated with flooding, which may not be covered by standard homeowners insurance policies.

Homeowners insurance generally covers a wide range of risks, but it typically excludes flood damage, making it insufficient for homeowners in flood-prone areas. Earthquake and comprehensive insurance, while addressing other natural disasters and broader risks respectively, do not directly cover flooding. Therefore, for anyone needing coverage against water rising due to heavy rainfall, hurricanes, or other related environmental factors, flood insurance is the appropriate choice.

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Comprehensive Insurance

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